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We may collect the following types of information when you visit our website, request a quote, or apply for coverage:

Personal Identification (Name, Address, D.O.B, Social Security Number, Driver's License)

Financial Information: Income, Banking, Occupation, and other details needed for insurance underwriting.

Health Information: Medical history (Prescriptions, Surgeries, PCP, etc..), lifestyle habits, and other details required by insurance carriers.

Technical Data: IP address, browser type, and cookies for website functionality and security.

We do not sell or rent your personal information. We may share your information only with:

• Insurance Companies: To provide accurate quotes and process applications.
   
• Service Providers: For secure data processing and website functionality.
   
• Legal/Regulatory Authorities: When required by law.

Life insurance companies require certain details — such as your age, health, lifestyle, and financial situation — to provide accurate quotes and determine eligibility. We only ask for information that is necessary to: Match you with the right insurance carriers and products, Provide personalized and accurate quotes, Ensure your application is processed appropriately, Meet legal and regulatory requirements.  We use industry-standard security measures — including encryption, secure servers, and limited access — to protect your information. 

We never collect information we don’t need, and we never sell your personal data. customerservice@myessentialcoverage.com.

Our site may use cookies to improve your experience. We are not responsible for third-party websites we link to. Services are intended for people 18+.